Mortgage Rates Creep Lower 30-Year Fixed-Rate Averaged 6.81%

Businessman using a computer for property sales & listings, Real Estate Agent agency & contractor, residential property, investment, housing project, property development real estate, choose a house buy online.

According to a recent press release,  Freddie Mac (OTCQB: FMCC) has released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.81%.

“Mortgage rates moved lower, with the average 30-year fixed rate reaching a four-week low,” said Sam Khater, Freddie Mac’s Chief Economist. “More available inventory to choose from, coupled with this week’s decline in mortgage rates, could be the spark to get potential homebuyers off the sidelines.”

News Facts

  • The 30-year FRM averaged 6.81% as of June 18, 2025, down from last week when it averaged 6.84%. A year ago at this time, the 30-year FRM averaged 6.87%.

  • The 15-year FRM averaged 5.96%, slightly down from last week when it averaged 5.97%. A year ago at this time, the 15-year FRM averaged 6.13%.

  • The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view Frequently Asked Questions.

    Related Articles

    real estate concept made of cutted paper over a printed project

    A Look at the Market

    Where We’ve Been and Where We’re Going

    An artistic art collage. A house on one side of the scales, and money on the other side of the scales. The concept of buying, renting, or mortgaging a house.

    Fall Market Watch 2023

    New York & New Jersey Continue Their Wild Ride

    Selling housing for money or barter. Calculate the mortgage cost. Reduce maintenance costs.

    Market Conditions: Where We’ve Been & Where We’re Going

    A Conversation with Jonathan Miller, President & CEO of Miller-Samuel

    flip 2022 to 2023 block with house model. real estate, Home loan, tax, investment, financial, savings and New Year Resolution concepts

    End-of-Year Unit Sales

    Some Advice from the Pros

    Study: NY Metro Mortgage Payments Up 53.1% Since 2022

    Study: NY Metro Mortgage Payments Up 53.1% Since 2022

    Monthly Payments Average $3,302

    Residential buildings and easel with a positive growth trend chart. Market growth, attracting investment. Raising taxes and house maintenance. Real estate price increases. High demand and value

    The Housing Market Going Into 2024

    Familiar Challenges, Possible Improvements